automobile insurance Helpful Advice and Useful Tips

• Lock up
  An unlocked car is an open invitation to a thief. Lock up when you leave your car, and take the keys with you. Lock the trunk or tailgate. Close all windows -- professional thieves have tools that unlock cars through the smallest openings. Be sure vent or wind-wing windows are shut tight. When you park the car, remove cellular phones, cassette players and other valuable possessions. Do not leave gift-wrapped packages or cameras lying on the seat. Lock all valuables in your trunk or take them with you. Lock your car even if you are making a quick stop at the gas station, convenience store, or mini-mall.
• Park carefully
  Don't leave an auto in unattended public parking lots for an extended period. A car is five times more likely to be stolen from an unattended lot than from the street or attended lot. If possible, park your car in a lot where you don't have to leave your keys. Never attach a tag with your name and address to your key ring. If the keys are lost or stolen, the tag will lead the thief directly to your car and your home. If you have to leave your keys with a parking attendant, leave only the ignition key. At night, park in well-lit areas with lots of people around. Turn wheels sharply toward the curb when parking. This makes it extra difficult for thieves to tow your car.
• Operation ID
  With an electric engraver, etch your driver's license number on cassette players and other valuable items. Record your vehicle identification number (located on a small metal plate on the dashboard of newer cars) and store it in a safe place. Keep the vehicle registration in your wallet or purse, not in your car.
• use anti-theft devices
  When buying a car, check the manufacturer's list of anti-theft options, such as interior hood and trunk releases, locking steering columns and others. Consider the purchase and installation of security devices, such as Interior hood lock release Second ignition switch or "kill switch" to prevent electrical current from reaching the coil distributor Fuel switch to prevent fuel from reaching the carburetor Locking gas cap Locking devices for batteries, wheels, decks, etc. Alarm device to activate a siren, horn or lights -- or all three -- to frighten the thief away Device that attaches to the steering wheel or brake pedal
• Car jacking
  This violent, random form of auto theft is on the rise. A driver of any vehicle can be a target of someone with a weapon. It can happen anywhere, day or night. Here are some precautions:
  
  Keep your doors locked. Park in well-lit, busy areas.
  Be alert of your surroundings, of people approaching your vehicle.
  Stick with traffic, avoid lightly traveled streets, especially after dark.
  Keep car and house keys on separate key chains.
  Keep the garage door opener in your purse or briefcase.
  When stopped in traffic, always leave enough room to make an emergency getaway.
  If someone is threatening you with a weapon, give up the vehicle -- it is not worth your life.
• How to prevent theft of other motor vehicles
  Thefts of snowmobiles, motorcycles, boats, and trail-bikes are also increasing. Many of the same precautions that apply to cars also apply to recreational vehicles
• Lock it
  Make sure all easy-to-carry items like motors, water skis, and camping gear are locked up before leaving your vehicle.
• Chain it
  Vehicles carried on trailers should be secured with a strong chain and padlock. When the trailer is not attached to your car, secure it with a heavy chain and lock it to a stationary object. Chain your motorcycle or snowmobile to a stationary object such as a lamp post or sewer grating. Even when your vehicle is in the garage, use a heavy chain and padlock that resists conventional steel hacksaw blades
• Ways to avoid an accident
  Over 90% of automobile accidents can be avoided.
  Here are common causes - avoid them and you may avoid an accident!
  
  Intersection Errors - Over 65% of urban accidents occur at
  intersections. Look around very carefully. Proceed with caution and don't
  assume anything.
  
  Inattention - Not maintaining close concentration on your own
  driving, other drivers, pedestrians, and driving conditions.
  
  Following too close - A generally safe and easy rule is to look at your
  speed in km and stay at least that many feet behind the vehicle in front.
  
  Vehicle Malfunction - Have regular checkups, particularly of wiper fluid,
  brakes , and tires, and replace wiper blades whenever they are worn.
  
  
  Maintain your vehicle and you may avoid and accident
  
  Dangerous Roads - Ice, snow, fog, and rain conditions require slower speeds
  and much greater caution.
  
  Unsafe Speeds - Exceeding speed limits, or driving too fast for traffic
  conditions.Excessive speed reduces reaction time and greatly increases
  impact and injuries.
  
  Improper Lane Changes - Before you change, check all mirrors, and signal
  long before you change. Also, watch for the other vehicles.
  
  These items may seem so simple and standard to drivers, but, in today's
  hectic driving world they are often overlooked ,forgotten or simply ignored.
  
• Never drink and drive
  Alcohol can seriously impair your decision-making skills and reaction time. Take the keys away from friends who have been drinking: Give friends rides home if they have been drinking. Your defensive driving, carpooling, good grades, student away from home and experience can get you discounted auto insurance quotes. We'll try to qualify you for auto insurance that's right for you.